What Is a Preliminary Title Report?
By JC Pacific Corp Published 2026-09-01 Last professionally reviewed: September 2026
A preliminary title report describes the title company's current willingness to issue a specified title policy, subject to stated requirements and exceptions. It is not the final title-insurance policy.
What May Appear in the Report?
- Current vested owner
- Legal description
- Proposed policy
- General exceptions
- Property taxes
- Deeds of trust
- Liens
- Easements
- Restrictions
- Recorded agreements
- Requirements for closing
- Other title matters
What Should Buyers Review?
Look for:
- Incorrect owner name
- Incorrect legal description
- Unexpected loans or liens
- Easements affecting intended use
- Access issues
- Restrictions
- Unfamiliar documents
- Additional parcels
- Matters requiring clearance
- Exceptions the buyer does not understand
Frequently Asked Questions
Is the preliminary report a guarantee of ownership?
No. It is not the final policy.
Should buyers read every exception?
Yes. Ask for copies of recorded documents that materially affect the property.
Can the report change?
Yes. New documents, updated searches and transaction information can change the report before closing.
Do not wait until signing to investigate an easement, lien or restriction that may affect your intended use.
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JC Pacific Corp is an Irvine-based Southern California brokerage helping buyers navigate offers, escrow, and financing. Tell us what you are looking for and we will point you to current options across the region.
A note on legal advice: These guides provide general, educational information about California real estate practice. They are not legal advice and do not create an attorney-client relationship. Mortgage information is general education, not individualized lending, tax or legal guidance. For advice about your specific offer, contract, closing or financing, consult a qualified California real estate attorney and a qualified mortgage professional.